Northwind
All vaults secured

Capital, under lock and key.

Treasury, payments and custody on one platform, built with the controls of a bank vault and the speed of software.

Request accessSee how it works
  • AES-256
  • MPC 3-of-5
  • SOC 2 Type II

Vault

Available balance

€12,480,350.42

Secured · +2.4% this week

Live settlement

  1. 09:41:07SEPA payoutHelix Logistics-€48,250.00Cleared
  2. 09:41:22Card settlementAcquirer batch+€182,930.15Cleared
  3. 09:42:03Custody transferCold vault 02-€1,500,000.00Cleared
  4. 09:42:18FX conversionUSD → EUR+€320,417.80Cleared
  • AES-256
  • HSM-backed
  • 3/5 approvals

Trusted by treasury teams at

  • SOC 2 Type II
  • ISO 27001
  • PCI DSS L1
  • GDPR

Platform

Security is the product, not a feature.

Every movement of money passes through the same four layers of protection.

01

Real-time fraud intelligence

Every payment is scored against behavioural baselines before it leaves the vault.

< 150 ms
02

Multi-party approval

Policies require independent sign-off from the right people, on hardware keys.

m-of-n
03

Encrypted custody

Keys are split across HSMs and regions. No single person can move funds alone.

AES-256 · MPC
04

Audit-ready ledger

An append-only, double-entry ledger your auditors can verify line by line.

Immutable

How it works

From request to settled, every step accounted for.

  1. 01 · Connect

    Connect your accounts

    Link banks, card acquirers and custody wallets. Balances reconcile into one ledger within minutes.

  2. 02 · Approve

    Approve with policy

    Payments route to the right approvers based on amount, counterparty and risk score.

  3. 03 · Settle

    Settle and prove it

    Funds move only after quorum. Every action is signed, timestamped and exportable for audit.

By the numbers

Built for scale, measured in trust.

Assets secured
€48.2B
Across all vaults
Platform uptime
99.995%
Trailing 12 months
Median fraud decision
140 ms
p50, per payment
Finance teams
1,200+
In 31 countries

Journal

Notes from the vault.

Product updates, security research and how we work.

  1. Hello World

    First post.

    by Ada Lovelace

  2. Welcome to Our Autumn Hiring Cohort

    Fourteen new colleagues started in October. Here is how their first weeks look.

    by Mira Okafor

  3. Introducing Northwind Flow 4.2

    Conditional branches, audit log export and a new SAP connector: here is what ships in Flow 4.2.

    by Lena Hartmann

  4. Designing Workflows People Actually Use

    What we learned from watching 40 customers build their first workflow in Northwind Flow.

    by Lena Hartmann

  5. Why We Moved Our CI to Ephemeral Runners

    Long-lived build machines were slow, flaky and a security risk. Ephemeral runners fixed all three.

    by Lena Hartmann

  6. MFA Everywhere: Hardware Keys for Every Employee

    Every employee now gets two YubiKeys, and SMS codes are no longer accepted as a second factor.

    by Tobias Krüger

Get started

Move money like it matters.

Talk to our team about migrating your treasury in weeks, not quarters.

Request accessRead the journal